Acorns is an investing apps built based on the need of many people for better financial future. It rounds up your credit transactions daily and automatically invest the spare change for you. Just cost you $1(minimum) and you can join 4 Million people who invest, earn and spend but still grow wealth.You can also invest more with Recurring Investments, One-Time Investments, Referrals, and Found Money features.
Betterment is a smart app that combines programming and human as financial advisors together to aim for people with high demand on investment. They help you to analyze your financial goals and based on that to build a personalized portfolio. The RetireGuide helps you pursue your retirement goals, while SmartDeposit automatically invests excess cash in your bank account. You can sync your bank account and other investments, help you easily control all financial activity.
Wealthfront is nearly the same as Betterment when they use software for passive investing on autopilot. They believe that technology can handle these stuffs better than people. First, they build you a diversified portfolio of low-cost index funds to maximize your returns in low-risk comfort zones. Then, they reduces the taxes you have to pay by Tax-Loss Harvesting strategy and all you can cost is 0.25% annual advisory fee on what you invest*.
*Free for the first $10,000 invested
Robinhood give you chances to invest in stocks, ETFs, oftions for free and Crypto Trading. The special thing here is no commission trading fee. With a standard accoutn, you can easily access to instant deposits without waiting for fund processing when selling stock or making deposits up to $1,000. You can also iscover new stocks through Collections, pin your favorites with a personalized news feed, and more.
Stash gives you the chance to invest with just as little as $5. This personal finance and investment app helps you pick the right investment plan by surveying your needs on low fees, managed risk, and historical performance when you signed up. The Auto-Stash feature help you save and invest automatically, provides tips and tricks to develop your investing knowledge as well.
Stash charges a monthly fee of $1, with no commissions or surprises. First month free. Once your account reaches $5,000, they switch to 0.25% of your account per year.
6. Personal Capital
Personal Capital is a financial tool that helps to track your investments, money from all your accounts for free. It help you recognize your net worth, manage your money flow and help you set spending & saving goals. In addition, if you are considering about your plan for retirement, Personal Capital are there to help you take the guesswork out of retirement, set the real goals and turn it out to be possible “What ifs”. Moreover, Estate planning, College savings or Tax management are also offered.
7. M1 Finance
M1 Finance is a free and automated app for saving and investment that today investors should count on. All you should do is creating your own portfolio, pick your investment and deposit money on M1 Finance, they will take care of the rest. The special ones here is that it’s all free, no commission fee will be charged. Stay informed and up-to-date on the most important news for your holdings & returns. Moreover, you can start borrowing with the simpliest and lowest cost – M1 Borrow.
Stockpile is also an investing app that allow us to invest with a start of $5. Instead of buying huge shares, you can invest any amount you want in 1,000+ name brand stocks and ETFs. No monthly or annual fees. Besides, Stockpile is the only brokerage where you can give an e-gift or physical gift card redeemable for stock. Stockpile also allows kids & teen to practice trading by opening their custodial account with an adult.
9. Fidelity Investments
Based in the U.S, with 70 years of Fidelity’s financial experience, you can easily trade, manage your money, deposit checks, and pay bills in just a few taps. Stay ahead of the market by professional market research, including Zack’s Bull & Bear of the Day. In addition, you will be always on track with customized Feed for you to follow up. Besides, Fidelity Mobile for Apple Watch is also available. It help you see a markets glance view, push alerts, real-time access, market movers, and recent quotes.
10. Ally Invest
Ally Mobile make your daily invesment at your fingertips. It’s faster, more secure and convenient ! There are two ways for you to pick here. You can be a hand-on investor to trade by yourself or you can create a Managed Portfolios for automated investing. With Ally Mobile, you can trade stocks or other options from your device or use advanced charting tools for technical analysis. The annual advisory fee is 0.3%
With these great financial investing apps that we have recommended, we would like to give you good information and help you find out the best way to do with your spare money or investment budget. We are very grateful for your reading and support. Please don’t hestitate to give us further comments if you still need some help from us. Best luck to your smart investment !